:root{--navy: #10243d;--navy-2: #17395e;--blue: #1676bd;--blue-soft: #e9f5fc;--gold: #d98b38;--gold-soft: #fff3e5;--green: #18866d;--green-soft: #e9f7f2;--ink: #142336;--muted: #607083;--line: #dfe6ec;--paper: #ffffff;--soft: #f4f7f9;--radius: 22px;--shadow: 0 24px 70px rgba(16, 36, 61, .12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:16px;line-height:1.65}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}.shell{width:min(1160px,calc(100% - 40px));margin-inline:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;left:16px;top:-100px;z-index:999;padding:12px 18px;color:#fff;background:var(--navy);border-radius:8px}.skip-link:focus{top:16px}.utility-bar{background:var(--navy);color:#d7e2ec;font-size:13px}.utility-inner{min-height:34px;display:flex;align-items:center;justify-content:space-between}.utility-inner a{color:#fff;font-weight:750;margin-left:7px}.site-header{position:sticky;top:0;z-index:50;background:#fffffff5;border-bottom:1px solid rgba(223,230,236,.85);backdrop-filter:blur(14px)}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand img{width:244px;height:auto}.main-nav{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700}.main-nav>a:not(.nav-cta){position:relative;padding-block:10px}.main-nav>a:not(.nav-cta):after{content:"";position:absolute;left:0;right:100%;bottom:4px;height:2px;background:var(--gold);transition:right .2s ease}.main-nav>a:hover:after,.main-nav>a:focus-visible:after{right:0}.nav-cta{padding:11px 17px;color:#fff;background:var(--navy);border-radius:999px}.menu-toggle{display:none;width:44px;height:42px;padding:10px;border:0;background:transparent}.menu-toggle>span:not(.sr-only){display:block;height:2px;margin:5px 0;background:var(--navy)}h1,h2,h3{margin:0;color:var(--navy);font-weight:760;letter-spacing:-.035em;line-height:1.08;text-wrap:balance}h1{font-size:clamp(2.65rem,5.2vw,5.3rem)}h2{font-size:clamp(2rem,3.5vw,3.35rem)}h3{font-size:1.45rem}p{margin:0}.lead{max-width:680px;color:var(--muted);font-size:clamp(1.05rem,1.7vw,1.27rem);line-height:1.65}.eyebrow{margin:0 0 18px;color:var(--blue);font-size:12px;font-weight:850;letter-spacing:.17em;text-transform:uppercase}.eyebrow--light{color:#9ed3f3}.section{padding:105px 0}.section--soft{background:var(--soft)}.section--navy{color:#fff;background:var(--navy)}.section-heading{max-width:660px}.section-heading>p:last-child{margin-top:20px;color:var(--muted);font-size:1.08rem}.section-heading--center{margin-inline:auto;text-align:center}.section-heading--split{max-width:none;display:grid;grid-template-columns:1.35fr .65fr;align-items:end;gap:60px;margin-bottom:50px}.section-heading--split>p{padding-bottom:7px}.button{display:inline-flex;min-height:52px;align-items:center;justify-content:center;gap:10px;padding:13px 22px;border:1px solid transparent;border-radius:999px;font-weight:800;line-height:1.1;transition:transform .18s ease,box-shadow .18s ease,background .18s ease;cursor:pointer}.button:hover{transform:translateY(-2px)}.button:focus-visible{outline:3px solid rgba(22,118,189,.25);outline-offset:3px}.button--primary{color:#fff;background:var(--blue);box-shadow:0 14px 34px #1676bd3b}.button--primary:hover{background:#0c65a6;box-shadow:0 17px 38px #1676bd52}.button--ghost{color:var(--navy);border-color:var(--line);background:#fff}.button--light{color:var(--navy);background:#fff}.button--wide{width:100%;border:0}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}.home-hero{position:relative;overflow:hidden;padding:82px 0 92px;background:linear-gradient(135deg,#f9fbfc,#f3f8fb 64%,#e9f3f7)}.home-hero:before{content:"";position:absolute;width:560px;height:560px;right:-180px;top:-260px;border:110px solid rgba(217,139,56,.1);border-radius:50%}.home-hero__grid{position:relative;display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:74px}.home-hero__content h1 em{color:var(--gold);font-style:normal}.home-hero__content .lead{margin-top:28px}.hero-proof{display:flex;flex-wrap:wrap;gap:19px;margin-top:31px;color:var(--muted);font-size:13px;font-weight:650}.hero-proof b{color:var(--green);margin-right:4px}.hero-stage{position:relative;min-height:530px}.hero-photo{position:absolute;inset:0 40px 65px 35px;overflow:hidden;border-radius:140px 22px 120px;box-shadow:var(--shadow)}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(16,36,61,.24))}.hero-photo img{width:100%;height:100%;object-fit:cover}.hero-product{position:absolute;display:grid;grid-template-columns:auto 1fr;gap:0 12px;min-width:220px;padding:16px 20px;border:1px solid rgba(255,255,255,.6);border-radius:15px;background:#fffffff0;box-shadow:0 16px 38px #10243d26;backdrop-filter:blur(10px)}.hero-product>span{grid-row:1 / 3;align-self:center;width:38px;height:38px;display:grid;place-items:center;color:#fff;border-radius:12px;background:var(--blue);font-size:11px;font-weight:850}.hero-product strong{color:var(--navy);font-size:14px}.hero-product small{color:var(--muted);font-size:11px}.hero-product--rc{left:0;top:50px}.hero-product--menage{right:0;top:210px}.hero-product--menage>span{background:var(--gold)}.hero-product--loyer{left:55px;bottom:0}.hero-product--loyer>span{background:var(--green)}.quick-choice{position:relative;z-index:2;margin-top:-34px}.quick-choice__inner{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:22px 30px;color:#fff;border-radius:16px;background:var(--navy);box-shadow:0 20px 45px #10243d38}.quick-choice__inner div{display:flex;align-items:baseline;gap:14px}.quick-choice__inner span{color:#a9bbcc;font-size:13px}.quick-choice__inner a{color:#a9d9f5;font-size:14px;font-weight:800}.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.product-card{overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:transform .22s ease,box-shadow .22s ease}.product-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}.product-card__image{position:relative;height:210px;overflow:hidden}.product-card__image:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(16,36,61,.32))}.product-card__image img{width:100%;height:100%;object-fit:cover;transition:transform .45s ease}.product-card:hover .product-card__image img{transform:scale(1.035)}.product-card__image span{position:absolute;z-index:2;left:18px;bottom:16px;display:grid;width:42px;height:42px;place-items:center;color:#fff;border-radius:12px;background:var(--blue);font-size:12px;font-weight:850}.product-card--gold .product-card__image span{background:var(--gold)}.product-card--green .product-card__image span{background:var(--green)}.product-card__body{padding:26px}.product-card__body>p:first-child{color:var(--blue);font-size:11px;font-weight:850;letter-spacing:.11em;text-transform:uppercase}.product-card__body h3{margin-top:7px}.product-card__body h3+p{min-height:106px;margin-top:15px;color:var(--muted);font-size:14px}.product-card__body ul{min-height:61px;margin:18px 0 20px;padding:18px 0 0;border-top:1px solid var(--line);list-style:none}.product-card__body li{position:relative;padding-left:21px;color:var(--ink);font-size:13px}.product-card__body li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.product-card__body a{color:var(--blue);font-weight:850;font-size:14px}.process-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:100px;align-items:center}.process-intro h2{color:#fff}.process-intro>p:not(.eyebrow){margin-top:22px;color:#b8c7d6}.process-list{display:grid;gap:0;margin:0;padding:0;list-style:none}.process-list li{display:grid;grid-template-columns:70px 1fr;gap:25px;padding:28px 0;border-bottom:1px solid rgba(255,255,255,.13)}.process-list li:first-child{border-top:1px solid rgba(255,255,255,.13)}.process-list li>span{color:#76bce6;font-size:12px;font-weight:850;letter-spacing:.14em}.process-list strong{display:block;color:#fff;font-size:1.25rem}.process-list p{margin-top:6px;color:#aebdcb}.trust-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px;align-items:center}.trust-visual{position:relative;min-height:355px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:18px;overflow:hidden;text-align:center;border-radius:var(--radius);background:linear-gradient(145deg,#edf4f8,#f9f2e9)}.trust-visual:before,.trust-visual:after{content:"";position:absolute;border:1px solid rgba(22,118,189,.15);border-radius:50%}.trust-visual:before{width:330px;height:330px}.trust-visual:after{width:225px;height:225px}.trust-mark{position:relative;z-index:2;display:grid;width:104px;height:104px;place-items:center;color:#fff;border-radius:28px;background:var(--blue);box-shadow:15px 15px #d98b3852;font-size:34px;font-weight:850;letter-spacing:-.05em}.trust-visual div{position:relative;z-index:2}.trust-visual strong{display:block;color:var(--navy);font-size:20px}.trust-visual small{color:var(--muted)}.trust-copy>p:not(.eyebrow){margin-top:24px;color:var(--muted);font-size:1.08rem}.trust-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.trust-stats div{padding-top:17px;border-top:2px solid var(--line)}.trust-stats strong,.trust-stats span{display:block}.trust-stats strong{color:var(--blue)}.trust-stats span{color:var(--muted);font-size:13px}.faq-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:90px}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{position:relative;padding:23px 46px 23px 0;color:var(--navy);font-weight:780;cursor:pointer;list-style:none}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:6px;top:20px;display:grid;width:28px;height:28px;place-items:center;color:var(--blue);border-radius:50%;background:#fff;font-size:20px}.faq-list details[open] summary:after{content:"−"}.faq-list details p{padding:0 45px 23px 0;color:var(--muted)}.quote-section{background:linear-gradient(140deg,#eaf5fb,#fff7ed)}.quote-shell{max-width:930px}.quote-form{padding:40px;border:1px solid rgba(255,255,255,.9);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}.quote-form--compact{max-width:900px;margin-inline:auto}.form-heading{margin-bottom:25px}.form-heading h2{margin-top:10px;font-size:clamp(1.75rem,3vw,2.55rem)}.form-heading p{margin-top:10px;color:var(--muted)}.step-badge{display:inline-flex;padding:5px 10px;color:var(--blue);border-radius:999px;background:var(--blue-soft);font-size:11px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.form-grid{display:grid;grid-template-columns:1fr 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span{color:var(--green);font-weight:900}.honeypot{position:absolute;left:-9999px;opacity:0;pointer-events:none}.product-hero{position:relative;overflow:hidden;padding:78px 0 95px;background:linear-gradient(145deg,#f4f9fc,#fff)}.product-hero:after{content:"";position:absolute;right:-170px;bottom:-290px;width:600px;height:600px;border:120px solid rgba(22,118,189,.07);border-radius:50%}.product-hero--gold:after{border-color:#d98b3817}.product-hero--green:after{border-color:#18866d17}.product-hero__grid{position:relative;z-index:2;display:grid;grid-template-columns:1fr .8fr;gap:80px;align-items:center}.product-hero__content .lead{margin-top:25px}.check-list{display:grid;gap:8px;margin:28px 0 0;padding:0;list-style:none}.check-list li{position:relative;padding-left:28px;color:var(--ink);font-weight:650}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.product-visual{position:relative;padding:0 0 38px 35px}.product-visual img{width:100%;aspect-ratio:4 / 4.3;object-fit:cover;border-radius:80px 18px;box-shadow:var(--shadow)}.floating-proof{position:absolute;left:0;bottom:0;width:min(270px,82%);padding:18px 20px;border-radius:14px;background:#fff;box-shadow:0 16px 42px #10243d29}.floating-proof strong,.floating-proof span{display:block}.floating-proof strong{color:var(--navy)}.floating-proof span{color:var(--muted);font-size:12px}.coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:48px}.coverage-card{min-height:235px;padding:25px;border:1px solid var(--line);border-radius:16px;background:#fff}.coverage-card>span{display:block;color:var(--blue);font-size:11px;font-weight:850;letter-spacing:.14em}.coverage-card h3{margin-top:40px;font-size:1.2rem}.coverage-card p{margin-top:13px;color:var(--muted);font-size:14px}.advice-strip{padding:70px 0;color:#fff;background:var(--navy)}.advice-grid{display:grid;grid-template-columns:1fr 1.2fr auto;gap:60px;align-items:center}.advice-grid 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a{display:block;color:var(--navy);font-size:1.4rem;font-weight:850}.contact-hero{padding:85px 0 100px;background:var(--soft)}.contact-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:70px;align-items:start}.contact-grid>div>.lead{margin-top:24px}.direct-contact{display:grid;gap:10px;margin-top:35px}.direct-contact>a,.direct-contact>div{display:grid;grid-template-columns:45px 1fr;align-items:center;gap:14px;padding:15px;border:1px solid var(--line);border-radius:12px;background:#fff}.direct-contact>*>span{display:grid;width:43px;height:43px;place-items:center;color:var(--blue);border-radius:12px;background:var(--blue-soft);font-weight:850}.direct-contact small,.direct-contact strong{display:block}.direct-contact small{color:var(--muted)}.direct-contact strong{color:var(--navy);font-size:14px}.message-page{min-height:62vh;display:grid;align-items:center;padding:80px 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1fr;gap:12px}.trust-visual{min-height:300px}.quote-form,.message-card,.legal-card{padding:27px 20px;border-radius:16px}.form-page,.contact-hero{padding:58px 0 75px}.form-page__grid,.contact-grid{gap:40px}.footer-grid{grid-template-columns:1fr 1fr;gap:38px 22px}.footer-brand{grid-column:1 / -1}.footer-grid>div:last-child{grid-column:auto}.footer-bottom{flex-direction:column}.site-footer{padding-bottom:82px}.mobile-call{position:fixed;z-index:45;left:14px;right:14px;bottom:12px;display:flex;min-height:48px;align-items:center;justify-content:center;color:#fff;border-radius:999px;background:var(--blue);box-shadow:0 12px 35px #10243d47;font-weight:850}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}}